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I. Introduction

This disclaimer governs your use of this website, By visiting this website you accept this disclaimer in full. If you disagree with any part of this disclaimer you should not visit or use By using it, you agree that the exclusions and limitations of liability set out in this website disclaimer below are reasonable. If you do not think they are reasonable, you must not visit or use

II. No Warranties is provided without any representations or warranties of any kind, express or implied. While the owner and operator of this website, Vera Howard, strives to ensure the information and statements posted on are accurate and up to date, Vera Howard makes no representations or warranties in relation to or the information, statements, or materials provided on it.
In addition to not guaranteeing the accuracy, completeness, or truth of the information posted on, nothing on this website constitutes, or is meant to constitute professional legal or medical advice of any kind. If you require advice in relation to any legal or medical matter you should consult with an appropriately licensed professional.

III. Copyright

Unless otherwise stated, the owner and operator of, Vera Howard, own the copyrights to all material posted on Subject to the limited license below, all rights to copyrighted material are reserved.

You may view, download, and print pages, materials, and information from provided

a) you may not republish material from and, including republication on another website
b) you may not reproduce, duplicate, copy, sell, or otherwise exploit the materials and information found on for a commercial purpose without the express written consent of Vera Howard.

IV. Limitations of Liability

Vera Howard of will not be liable to you in relation to the contents of, use of, reliance upon, or otherwise in connection with Vera Howard of will not be liable for any direct, indirect or consequential loss or damage arising under this disclaimer or in connection with, whether arising in tort, contract, or otherwise – including, without limitation, any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings. The liability of Vera Howard of, if found to be liable in any sense, will be limited to the maximum extent permitted under applicable law.

V. Third Party Websites may contain links to third party websites and Vera Howard of is not responsible for the content of those third party websites.


VI. Variations​

Vera Howard of may revise this disclaimer from time to time so please check back regularly to ensure you are familiar with the current version.

VII. Severability

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

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